We were getting ready to refinance our home and thought I’d give this a try. I typically do NOT take advantage of these types of offers, because…well, I’m afraid the will take advantage of ME. Not so with Credit Sesame. I was pleasantly surprised to see that they do NOT require a credit card and will never sign you up for some free trial period of ANYTHING. There are no strings attached – no “gotchas”.
You just enter your info and answer a few questions. This is all done under a secure site, so no worries. I chose the “optimize everything” and the next screen gave me my credit score, which I was happy to see was very high. 🙂 Yay me! Very happy that I did this.
Credit Sesame offers the following benefits:
- monitor your credit profile, home value and debt in one organized place
- Track your Experian credit score every month and always for free
- Get a complete savings analysis of your loans, mortgage and credit card debts
- Find pre-qualified, mortgage, credit card and loan options that will save you money
- Receive customized alerts that help you lower payments on your debts so you never miss a chance to save
Want to make your credit card score sparkle and maximize your savings? Try these tips:
- Pay your bills on time, every time.
- Watch your credit card balances. Use as little of your available credit as possible and your credit score will thank you.
- Avoid credit card debt. Only charge what you can comfortably afford to pay off at the end of each month. Trust me, it will still build your credit.
- Maintain a good mix of credit including credit cards, auto loans, mortgage, etc., and manage them wisely.